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ZenithGROUP logo Information page for the summit organised by Zenith-Energie International s.r.o.

International Banking Summit · Amsterdam, Netherlands

Banking Frontier 2026: a five-day architecture for the banking agenda

Banking Frontier 2026 runs for 5 consecutive days at Holiday Inn Amsterdam — Arena Towers. Each day carries one published theme, from AI-native banking through identity, payments, customer growth and the technologies banks are preparing for between 2027 and 2030. This page collects what the organiser has published and links every action back to the official event site.

Register on the official site Open the full agenda

Dates
23–27 November 2026
Format
In-person in Amsterdam and online
Speakers
67 on the published roster
Countries
31 represented
ZenithGROUP logo

Organised by Zenith-Energie International s.r.o.

23–27 November 2026Holiday Inn Amsterdam — Arena TowersHoogoorddreef 66a, 1101 BE Amsterdam, Netherlands

Five descending days

The organiser publishes 49 programme contributions across 5 days. Every name below is taken from the official day pages; nothing has been added.

Day 1

AI & Trusted Finance

23 November 2026

AI-native banking, governance, model risk, data foundations, and the path from pilots to enterprise value.

Doors and registration 08:30 · programme starts 09:00 · Networking reception ends 15:45

Published line-up for this day (15 contributors)

  1. Registration, welcome coffee & executive networking Badge collection, event app access, room orientation. Curated introductions between banks, fintechs and strategic partners.08:30–09:00
  2. AI governance & model risk09:00–09:30Rita Gnutti · Head of Internal Validation and Controls · Intesa Sanpaolo · Italy
  3. AI governance with a special emphasis on Agentic Systems09:00–09:30Oliver Maspfuhl · Head of Anti Financial Crime Modelling Germany & EMEA · Deutsche Bank · Germany
  4. Data, AI enablement & intelligent automation for bank operations09:30–10:00Gladson Baby · VP & Director of Data & AI Enablement · Fifth Third Bank · US
  5. Scaling AI responsibly: leadership playbook for AI risk & compliance10:00–10:30Frans Vanbruggen · Werkgebied Lead · AI Coalitie 4 Nederland (AIC4NL) · Netherlands
  6. AI Governance: mitigating the risks of AI to unlock its true value10:00–10:30Dr. Paul Dongha · Head of Responsible AI & AI Strategy · NatWest Group · UK
  7. AI-driven banking by 2030: from transformation ambition to measurable execution10:30–11:00Alina Timofeeva · Managing Partner — AI, Data & Digital Transformation · Saudi Arabia
  8. From Process Scans to Scalable Execution: Building Human & Machine Operating Models10:30–11:00Zsofia Kovacs · Efficiency Advisor, Group Organisation & Operations · KBC Bank & Verzekering · Belgium
  9. Networking break Refreshments, peer exchange, targeted 1:1 meetings. Preparation for AI operating-model sessions.11:00–11:30
  10. Case study: AI & machine learning in operations and fraud detection12:00–12:30Hassan Omidi Firouzi · VP, Applied AI ML Lead · JPMorgan Chase & Co. · US
  11. Human resilience in AI-driven banking12:30–13:00Dilek Süzal · Leadership Coach · BetterUp · Austria
  12. Credit risk management, related modelling and stress testing in an era of trade wars: the AI solution12:30–13:00Ramesh Gopal · Chief Risk Officer UAE & Saudi · Deutsche Bank · UAE
  13. Networking lunch Hosted lunch with speaker and delegate introductions. Informal discussions around AI adoption, operations and governance.13:00–14:00
  14. Afternoon panel discussions Multi-bank panels on AI scaling, governance, and human resilience across both rooms.14:00–15:15
  15. Networking reception Day 1 closes with informal networking and partner meetings.15:15–15:45

Room allocation: Main Stage (Room A · strategy) and Innovation & Implementation (Room B · delivery). Session times for the day are published by the organiser on the official agenda.

Day 2

Identity & Cyber Resilience

24 November 2026

Digital identity, fraud prevention, authentication, cyber resilience, and real-time trust across banking journeys.

Doors and registration 08:45 · programme starts 09:00 · Networking reception ends 15:30

Published line-up for this day (16 contributors)

  1. Chairperson opening Frame the day around identity, cyber resilience and real-time trust. Highlight key questions for senior banking, risk and security leaders.08:45–09:00
  2. Corporate digital identity management09:00–09:30Stephan Wolf · Chair of the Board · Verifiable.Trade Foundation · Germany
  3. Digital trust in AI-led banking · risk, audit and cyber oversight at board level09:30–10:00Dr. Björn Lenzmann · Member of The Supervisory Board · DenizBank · Turkey
  4. User centricity in cybersecurity · UX research and behavioural science09:30–10:00Nazima Kadir · Global Head of UX: Cybersecurity · J.P. Morgan · UK
  5. Custody, governance and operational controls for digital assets10:00–10:30Lubin Reyes · Founder and CEO · Custodial Management Solutions Ltd · UK
  6. Continuous identity assurance10:00–10:30Zafer Ergezen · Practice Lead/Director — KYC, CDD & Onboarding · GarantiBank International NV · Netherlands
  7. Networking break Coffee and 1:1 meetings. Peer exchange on digital identity, cyber and fraud priorities.10:30–11:00
  8. Cloud resilience and concentration risk in regulated banking11:00–11:30Eran Goldman Malka · Cloud Security Manager · European Depositary Bank SA · Luxembourg
  9. Navigating AI, Operational Resilience and Regulatory Evolution (DORA)11:00–11:30Ricardo Galvao · ICT Risk, Processes & Quality · NOVO BANCO · Portugal
  10. Fraud accountability: governance, liability and customer-protection controls11:30–12:00Ezra Dulberg · Associate Director · BDO UK · UK
  11. From compliance cost to competitive advantage: trusted organisational identity12:00–12:30Alexandre Kech · Executive · GLEIF · Germany
  12. From compliance cost to competitive advantage · in practice12:30–13:00Ines Gensinger · Head of Global Corporate Communications · GLEIF · Germany
  13. Case study: DLT and its influence on payments and bank operating models12:30–13:00Ishtiaq Ahmed · Senior Manager, Strategic Revenue Development · HSBC · UK
  14. Networking lunch Identity, fraud and cyber specialists. Discussion on bank readiness for wallets, passkeys and cyber resilience.13:00–14:00
  15. Afternoon panel: DORA, AMLA & the future of digital trust Multi-bank panel on regulatory readiness, fraud accountability and DLT trust frameworks.14:00–15:00
  16. Networking reception Day 2 closes.15:00–15:30

Room allocation: Main Stage (Room A · strategy) and Innovation & Implementation (Room B · delivery). Session times for the day are published by the organiser on the official agenda.

Day 3

Payments & Digital Assets

25 November 2026

Instant payments, wallets, tokenization, Open Finance, digital assets, and the future of money movement.

Doors and registration 08:45 · programme starts 09:00 · Networking reception ends 16:30

Published line-up for this day (20 contributors)

  1. Chairperson opening08:45–09:00
  2. Instant payments and interoperability09:00–09:30Domenico Scaffidi · CEO & Founder · DS Payments Ltd · UK
  3. The new payments landscape · instant, interoperable, invisible and built on trust09:00–09:30Paul Walvik-Joynt · VP Commercialization Real-Time Payments · Mastercard · Norway
  4. Digital wallets and biometric payments · customer experience and secure authentication09:30–10:00Mihai Draghici · Founder & CEO · PayByFace · Romania
  5. Moving Money — how banks think · the new role of the Chief Payment Officer10:00–10:30Viktoria Soltesz · Founder · PSP Angels · Cyprus
  6. Open Finance and financial-institution growth · emerging markets, innovation and scale10:30–11:00Ara Sargsyan · Head of Financial Institutions Division · Ameriabank · Armenia
  7. Case study: Open Finance · practical lessons and implementation insights10:30–11:00Kazim Oguz · SVP, Digital Channels and Open Banking · DenizBank · Turkey
  8. Networking break Peer exchange on instant payments, wallets and Open Finance.11:00–11:30
  9. Open Finance strategy · data access and commercial ecosystem design11:30–12:00JP Fabri · Founding Partner · Seed · Malta
  10. Corporate payment business: PSD3 · instant payments and fraud accountability12:00–12:30Ulrich Loof · Senior Expert Transaction Management · DZ BANK AG · Germany
  11. A2A payments and European scale · growth, adoption and cross-border reach12:00–12:30Arash Marandi · Business and Operations · Zaver · Sweden
  12. Future of digital wallets · bank readiness and customer expectations12:15–12:45Sadik Bas · EVP, Marketing Portfolio Management & Digital Products · Garanti BBVA · Turkey
  13. Digital wallets · product design, use cases and ecosystem integration12:15–12:45Yodaly Sierra · Founder & CEO · Eco2wallet · UK
  14. Networking lunch Payments, wallets and digital-asset leaders. Discussion on digital euro, A2A and tokenization.13:00–14:00
  15. Wallet risk, payment controls and customer trust at scale13:45–14:15Vaida Saltenyte · Head of Payments Relations · CXM · Cyprus
  16. Future payments landscape · European finance — market outlook and ecosystem implications13:45–14:15Victor Rivera · Managing Director and Co-Founder · Aluna Partners · UK
  17. Tokenization infrastructure · architecture, rails and future payments landscape14:15–14:45Thomas Langbein · Chief Commercial Officer · Trever · Germany
  18. Case study: Future payments landscape · regional insights and commercial adoption14:45–15:15Wendy Delmar · CEO · Caribbean Association of Banks · Saint Lucia
  19. Tokenized market infrastructure · regulated FMI and operating models14:45–15:15Kathrin Fortmann · Strategic Partnerships Manager · BX Digital · Switzerland
  20. Networking reception Day 3 closes.15:30–16:30

Room allocation: Main Stage (Room A · strategy) and Innovation & Implementation (Room B · delivery). Session times for the day are published by the organiser on the official agenda.

Day 4

Customer Growth & Platform Banking

26 November 2026

Omnichannel journeys, AI-assisted service, smart branches, SME banking, and platform-based growth.

Doors and registration 08:45 · programme starts 09:00 · Networking reception (see live agenda)

Published line-up for this day (23 contributors)

  1. Chairperson opening Frame the day around customer growth and platform scale. Set priorities for retail, digital and transformation leaders.08:45–09:00
  2. Human-AI banking experience09:00–09:30Rudolf Stefanich · Lead UX Researcher · Bitpanda · Austria
  3. AI-augmented service and product-led banking at scale09:00–09:30Speaker TBC
  4. Present and Future of Digital Transformation in Islamic Banking09:30–10:00Wan Halim · Head of Shariah Governance (Global) · Crédit Agricole CIB · UAE
  5. Omnichannel banking leadership and customer growth in Czech and regional banking09:30–10:00Tomas Reytt · Chief Sales Officer · mBank CZ · Czech Republic
  6. Lithuanian credit union model: data analysis plus human touch in lending10:00–10:30Mantas Janavicius · Member of the Management Board · Investuotoju asociacija · Lithuania
  7. No-touch banking and mesh-up finance for non-financial customer pools10:00–10:30Wolfgang Strobel · Managing Director · Investigence GmbH · Germany
  8. Networking break Peer exchange on customer experience, branch transformation and AI service.10:30–11:00
  9. Micro-SME growth, digital SME banking and financial inclusion11:00–11:30Mohammad Jakirul Islam · EVP, Head of Strategy, Innovation and New Business · BRAC Bank · Bangladesh
  10. Micro-SME banking growth and digital onboarding for entrepreneurs11:00–11:30Istvan Fetter · Head of Small Business Segment Management · CIB Bank · Hungary
  11. Impact investing, sustainable finance and customer value in the next banking cycle11:30–12:00Caroline Philippe · Senior Investment Manager — Stellar Impact · BNP Paribas · Belgium
  12. The AI-Native Bank: Building Intelligent Financial Ecosystems for the Age of AI Agents11:30–12:00Itir Aydogan · Ecosystem Banking and Innovation Director · Yapı Kredi · Turkey
  13. Case study: Open Banking 2.0 and SME digital transformation through Z-Transformation12:00–12:30Ender Aydin · Digital Solutions Manager · Ziraat Bankası · Turkey
  14. How European banks are retooling for platform scale12:00–12:30Margus Simson · Chief Digital Officer · Komerční banka · Czechia
  15. Networking lunch Focused on customer growth and platform transformation. Meetings with retail, SME and digital banking leaders.13:00–14:00
  16. Stress-aware banking journeys13:45–14:15Justin Pesch · Senior Sales Manager · PAIR Finance · Netherlands
  17. Credit risk management and stress testing in an era of trade wars · the AI solution13:45–14:15Ramesh Gopal · Chief Risk Officer UAE & Saudi · Deutsche Bank · UAE
  18. Case study: AI in compliance, AI governance and Digital Fraud14:15–14:45Stefan Moser · Head Group Compliance & Operational Risk · VP Bank AG · Austria
  19. Case study: Agile banking transformation14:15–14:45Davor Gašparac · Senior Program Manager, BA Chapter Lead & Agile Coach · Erste Digital · Austria
  20. Case study: Platform-scale banking14:45–15:15Fabio Turel · Information Technology Strategy Manager · Generali · Switzerland
  21. Customer growth meetings and platform demos14:45–15:15
  22. Afternoon panel: Platform-scale banking, Open Finance & agile customer transformation Fabio Turel · Ender Aydin · Kazim Oguz · Davor Gašparac.15:15–16:00
  23. Networking reception Day 4 closes.16:00–16:30

Room allocation: Main Stage (Room A · strategy) and Innovation & Implementation (Room B · delivery). Session times for the day are published by the organiser on the official agenda.

Day 5

Future-Proofing Banking 2027–2030

27 November 2026

Post-quantum readiness, sovereign AI, and the technologies shaping banking to 2030.

Doors and registration 08:45 · programme starts 09:00 · Farewell coffee ends 15:45

Published line-up for this day (17 contributors)

  1. Chairperson opening Frame the final day around 2027–2030 strategic priorities. Link systemic risk, regulation, technology and board decision-making.08:45–09:00
  2. Systemic Risk in European Banking 2027–2030: Geopolitics, AI and Structural Vulnerabilities09:00–09:30Ulf Holmberg · Functional Lead and Senior Analyst · Swedbank · Sweden
  3. Preparing banks for systemic threats: cyber, geopolitical disruption and operational concentration risk09:00–09:30Naji Freiha · Risk Appetite, Strategy and Governance · Konsilium · France
  4. Systemic threats and stress testing · post-quantum readiness09:30–10:00Christoffer Kok · Head of Division, Stress Test Experts · European Central Bank · Germany
  5. Payment systems regulation, consumer protection and future payment rails09:30–10:00Jayne Godfrey · Payment Systems Regulator · UK
  6. 2027 regulatory radar: AML, supervisory readiness, governance and EU regulatory developments10:00–10:30Xenia Neofytou · Managing Director · CX Financia · Cyprus
  7. Networking break Peer exchange on systemic risk, quantum readiness and regulation.10:30–11:00
  8. Case study: AMLR/AMLA transition and changing supervisory expectations11:00–11:30Speaker TBC
  9. Moving Money · payment education and market adoption in the next payments cycle11:30–12:00Manuela Zuluaga · Marketing & Digital Specialist · The Soltesz Institute · Italy
  10. Evolution of regulatory framework in the digital asset industry: VASPs, crypto AML and cross-border risk12:00–12:30Jese Medina Gutierrez · CDD Onboarding Manager · Tether.to · Spain
  11. Open finance, AI transformation and digital assets · tech radar12:00–12:30Tanja Imamovic · Digital Transformation & Technology Strategist · Raiffeisen Bank International · Austria
  12. Networking lunch Regulatory, risk and technology leaders. Discussion on digital euro, AMLA and cyber resilience.12:30–13:30
  13. Future payments and cards: real-time access, transaction handling and service design13:30–14:00Michał Niwiński · Co-founder and CTO · SoftwarePlant · Poland
  14. Payment innovation through an investment and market-readiness lens13:30–14:00Stefano Sciacca · Managing Director · Aluna Partners · UK
  15. Afternoon panel: AMLA transition, AI compliance, wallets, risk, payments and tokenization Stefan Moser (VP Bank AG) · Vaida Saltenyte (CXM).14:00–14:45
  16. Closing plenary: Future-proofing European banking Strategic synthesis of the week's key themes and priorities for European banking 2027–2030.14:45–15:15
  17. Farewell coffee Final delegate conversations and speaker follow-up meetings.15:15–15:45

Room allocation: Main Stage (Room A · strategy) and Innovation & Implementation (Room B · delivery). Session times for the day are published by the organiser on the official agenda.

See the complete agenda, with times, on the official event site

Speakers, introduced in pairs

Twelve of the 67 people on the published roster, each shown with the role and organisation the organiser lists for them. The full roster is on the official site.

Portrait of Rita Gnutti

Rita Gnutti

Executive Director, Internal Validation and Controls, Group Chief Risk Officer Area

Intesa Sanpaolo · Italy

Programme track: Compliance & Risk

Portrait of Fabio Turel

Fabio Turel

Information Technology Strategy Manager

Generali · Switzerland

Programme track: Strategy

Portrait of Dr. Paul Dongha

Dr. Paul Dongha

Head of Responsible AI and AI Strategy

NatWest Group · United Kingdom

Programme track: AI & Risk

Portrait of Paul Walvik-Joynt

Paul Walvik-Joynt

Vice President, Commercialization Real-Time Payments

Mastercard · Norway

Programme track: Payments

Portrait of Ramesh Gopal

Ramesh Gopal

Chief Risk Officer, UAE & Saudi; Head of Credit, CIB CEEMEA

Deutsche Bank · United Arab Emirates

Programme track: Compliance & Risk

Portrait of Ulrich Loof

Ulrich Loof

Senior Expert, Transaction Management

DZ BANK AG · Germany

Programme track: Banking

Portrait of Carla Sobral

Carla Sobral

Head of Clients Onboarding

Societe Generale Securities Services · France

Programme track: Compliance & Risk

Portrait of Kathrin Fortmann

Kathrin Fortmann

Strategic Partnerships Management

BX Digital · Switzerland

Programme track: Strategy

Portrait of Ezra Dulberg

Ezra Dulberg

Senior Manager, Tax Dispute Resolution

BDO · United Kingdom

Programme track: Banking

Portrait of Ender Aydin

Ender Aydin

Digital Solutions Manager

Ziraat Bankası · Turkey

Programme track: Digital Banking

Portrait of Ara Sargsyan

Ara Sargsyan

Director of Digital Banking

Ameriabank CJSC · Armenia

Programme track: Digital Banking

Portrait of Xenia Neofytou

Xenia Neofytou

Founder & Managing Director

CX Financia · Cyprus

Programme track: Innovation

View all 67 speakers on the official roster

Two ways to participate

In-person and online are separate products with separate prices. Both are sold only by the organiser.

Participation options as listed by the organiser on expo.group-zenith.com/register
 Five-day in-person Five-day online
Standard price€2,999€2,390
Duration5 days, 23–27 November 20265 days, 23–27 November 2026
LocationHoliday Inn Amsterdam — Arena Towers, AmsterdamRemote access
ProgrammeBoth rooms: Main Stage (Room A · strategy) and Innovation & Implementation (Room B · delivery) Live stream and recordings as described by the organiser
Where to book Official registration page Official registration page

Observed on the live /register page 2026-09-07. Always link to the official register page; never take payment. Prices are as listed by the organiser and may change; always confirm on the official page before booking. This page takes no payment and holds no places.

Organisations represented in the programme

Speakers on the published roster work for 62 organisations. The marks below are shown as the employers of listed speakers. They are not sponsors, partners or endorsers of this page or of the summit.

Venue, travel and practical questions

Holiday Inn Amsterdam — Arena Towers

Hoogoorddreef 66a, 1101 BE Amsterdam, Netherlands

Nearest station
Bijlmer ArenA · 4-min walk
From Schiphol
Train Schiphol → Bijlmer ArenA, approx. 15 min
Parking
P1 ArenA · paid, on-site
Accessibility
Step-free access; accessible WCs on every floor
Registration desk
Ground floor lobby, signposted on arrival
Time zone
Central European Time (CET)

Official travel and venue information

Illustrated map of central Amsterdam showing Centraal Station, Dam Square, Rijksmuseum and Vondelpark
Illustrated orientation map of central Amsterdam published by the organiser. It shows the city centre, not the summit venue, which is in Bijlmer ArenA to the south-east.

Questions this page can answer

What are the daily start times?
  • Monday 23 November — registration 08:30, programme 09:00, Networking reception ends 15:45
  • Tuesday 24 November — registration 08:45, programme 09:00, Networking reception ends 15:30
  • Wednesday 25 November — registration 08:45, programme 09:00, Networking reception ends 16:30
  • Thursday 26 November — registration 08:45, programme 09:00, Networking reception (see live agenda)
  • Friday 27 November — registration 08:45, programme 09:00, Farewell coffee ends 15:45
Are individual session times shown here?

No. The organiser publishes each day's contributors and their roles, and holds the timed running order on the official agenda. This page does not invent times. Open the official agenda.

Can I take part without travelling to Amsterdam?

Yes. A five-day online option is listed at €2,390, separate from the €2,999 in-person option. Both are booked on the official registration page.

Who should I contact about registration or invoices?

The organiser, Zenith-Energie International s.r.o., on info@group-zenith.com or +420 778 647 921, Mon–Fri 09:00–17:00 CET. This page cannot take a booking, issue an invoice or reserve a place.

Is this the official event website?

No. This page is an information page about Banking Frontier 2026. Registration, payment and all official enquiries are handled by the organiser on the official event site. The official site is expo.group-zenith.com.

Official contact and legal identity

Contact the organiser

info@group-zenith.com

+420 778 647 921

Mon–Fri 09:00–17:00 CET

Organiser

Zenith-Energie International s.r.o.

Rezlerova 273/74, Petrovice, 109 00 Praha, Czechia

Company ID 02354357 · VAT CZ02354357

Official pages